Dave Ramsey

“Pray like it all depends on God, but work like it all depends on you.”

“For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don't back down.”

“You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke.”

“Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!”

“Fear is the enemy of hope.”

“A budget is telling your money where to go instead of wondering where it went.”

“That stupid saying "What you don't know can't hurt you" is ridiculous. What you don't know can kill you. If you don't know that tractor trailer trucks hurt when hitting you, then you can play in the middle of the interstate with no fear - but that doesn't mean you won't get killed.”

“Act your wage.”

“Stupid is not illegal.”

“We buy things we don't need with money we don't have to impress people we don't like.”

“If you will live like no one else, later you can live like no one else.”

“You must gain control over your money or the lack of it will forever control you.”