“Far too many people are signing up to become slaves to their credit card companies.”

“God sent the Egyptians ten plagues that became increasingly harder, one after the other, starting with blood, and ending with the death of the first born. Similarly, debt sometimes starts with charging just a couple of extra dollars to our credit cards when we want something we can’t afford to pay cash for. Before long, it might turn into a second mortgage on our house. Debt can kill our future and take our house with it.”

“Through the ages, many different groups have called themselves victims. Some came through wars and massacres. Some were slaves or minorities. But the Jews, who have always been victimized throughout history, don’t see themselves as victims. We see ourselves as survivors. The difference between survivors and victims is that survivors go on with their lives after a tragedy, whereas victims continue to wallow in self-pity.”

“There is much more to wealth than simply a bank account with many zeros. A well-balanced, whole life is made up of wealth and success that comes from many facets; family, friends, work, faith, it is the complete person who works on each of these areas and creates the whole,”

“In today’s world, people are born into different circumstances, but unlike the pagans, each of us has an opportunity to change our circumstances based on our actions. Some who are born into families who are at the lowest end of the economic spectrum, but manage to create enormous wealth and prosperity for themselves and their families. Others are given tremendous wealth and opportunities, but squander them by making poor choices. Many of them let their inner Beast gain control, and they end up with nothing.”

“When I counsel people who have been following God’s principles and have reached a point at which they can afford to drive any car that they want, they often ask me, “Rabbi, since my budget is not the problem, how do I know if I have bought too much car?” My answer is that if, when you buy the car, the picture that comes to your mind is other people seeing you in the car, you are buying too much car.”

“This self-destructive behavior is becoming more and more mainstream in our society today, because we like to keep up with the Joneses. We don’t consider the fact that the Joneses’ kids are not going to the university, and they will not be able to retire in comfort. Life should be better than that.”