“God sent the Egyptians ten plagues that became increasingly harder, one after the other, starting with blood, and ending with the death of the first born. Similarly, debt sometimes starts with charging just a couple of extra dollars to our credit cards when we want something we can’t afford to pay cash for. Before long, it might turn into a second mortgage on our house. Debt can kill our future and take our house with it.”

Celso Cukierkorn
Time Challenging

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“We make our house a home, but the sooner the mortgage is paid off, the sooner it truly turns into our own home.”


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“A very interesting scene appears in the Bible right after the ten plagues. The Egyptians had enslaved the Jews and mistreated them, then they were punished severely, having their economy devastated and life as they had known it taken away from them by the effects of the ten plagues. But as the Jews were about to leave Egypt, the Egyptians gave the Jews all of their jewelry. Remember, these were people who had just lost their first born children. This was an amazing gesture of blessing from the ones who had cursed you. It would have been very easy for the Egyptians to have fallen into the “victim mode”. Instead it was much more empowering for the Egyptians to take this as an experience never to be repeated.”


“After the Jews crossed the sea and the desert, they reached the Promised Land. Scouts were sent to look at the land before settling. When the scouts came back, they reported that the people in the land were giants. “We looked at them and they looked at us as if we were grasshoppers,” they said. Sometimes when we make a decision to make a change in our lives, we feel just like those scouts. However, if you pay attention to the words of the Bible, it was not the giants living in the land of Israel who believed that the Jews looked like grasshoppers. It was the Jews’ own perception. When they looked at the giants, they believed they were the grasshoppers.”


“When we entered the material world, God lent us a body to act as a vessel and encase our souls. Our body is our temple and, miraculously, it is in a state of constant renewal.Fat cells are replaced at the rate of 10% each year. Skin cells are renewed every two to four weeks. Our 9,000 taste buds are renewed every 10-14 days. Our skeleton is renewed every two years. Every day billions of cells replace the ones that came before them. We are in this miracle of creation and renewal every second of our lives… unless we mess up that renewal. God not only gave us a constantly renewing body, but he also provided a profoundly rich, diverse and constantly-renewing food supply.”


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