“Procrastination is like a credit card: it's a lot of fun until you get the bill.”

“Procrastination is like masturbation: it's fun for awhile, but in the end, you're only screwing yourself.”

“Getting to a higher spiritual level is like increasing your credit score. You get a lot more points for sinning and repenting than if you have no credit history at all.”

“Ian’s the black sheep.”“I thought I was the black sheep,” said Seth, sounding almost hurt.“No. You’re the unfocused artistic one. I’m the responsible one. Ian’s the wild, hedonistic one.”“What’s hedonistic?” asked Kendall.Her father considered. “It means you run up a lot of credit card bills you can’t pay, change jobs a lot, and have a lot of…lady friends.”

“We hear a lot about identity theft when someone takes your wallet and pretends to be you and uses your credit cards. But the more serious identity theft is to get swallowed up in other people's definition of you.”

“Life was a lot simpler when what we honored was father and mother rather than all major credit cards.”