“human beings are inherently social and trusting animals.”

“But because human being tend to focus on short-term benefits and our own immediate needs, such tragedies of the commons occur frequently .”

“[..] we human beings are ready and willing to steal something that does not explicitly reference monetary value - that is, something that lacks the face of a dead president.”

“Some special conpanies see trust as the pulic good.”

“one that we are just beginning to understand- is that trust, once eroded, is very hard to restore.”

“If we all make systematic mistakes in our decisions, then why not develop new strategies, tools, and methods to help us make better decisions and improve our overall well-being? That's exactly the meaning of free lunches- the idea that there are tools, methods, and policies that can help all of us make better decisions and as a consequence achieve what we desire-pg. 241”

“The more cashless our society becomes, the more our moral compass slips.”