“If you could only tell them that living and spending isn't the same thing! But it's no good. If only they were educated to live instead of earn and spend, they could manage very happily...”

“If only you could tell them that living and spending isn't the same thing.”

“Do you think I could bear to live on after you died? Oh, Lyra, I'd follow you down to the world of the dead without thinking twice about it, just like you followed Roger; and that would be two lives gone for nothing, my life wasted like yours. No, we should spend our whole lifetimes together, good long busy lives, and if we can't spend them together, we... we'll have to spend them apart.”

“If money management isn't something you enjoy, consider my perspective. I look at managing my money as if it were a part-time job. The time you spend monitoring your finances will pay off. You can make real money by cutting expenses and earning more interest on savings and investments. I'd challenge you to find a part-time job where you could potentially earn as much money for just an hour or two of your time.”

“I could spend hours telling you about the suffering the war has brought, but I'd only make myself more miserable.”

“We spend half of our lives preparing to live-instead of just living.”