“Our digital experiences are out of body. This biases us toward depersonalised behaviour in an environment where one’s identity can be a liability. But the more anonymously we engage with others, the less we experience the human repercussions of what we say and do. By resisting the temptation to engage from the apparent safety of anonymity, we remain accountable and present - and are much more likely to bring our humanity with us into the digital realm”

“We were taking out mortgages we couldn’t afford because they were camouflaged to look as if we had a reasonable chance of paying them back. Banks then changed the bankruptcy laws so that we could not get out of our obligations once the rates changed. Lastly, they sold us back our own mortgages, shifting back to us any of the risk through our money-market accounts and pension funds.”

“Corporations [gained] direct access to what we may think of as our humanity, emotions, and agency but, in this context, are really just buttons.”

“Engaged in a new form of serfdom---only bound now to banks and mortgage lenders instead of to lords---her more highly leveraged neighbors pore over the business section of the newspaper each day looking for some sign that the government will soon step in to “freeze” their mortgage rates where they are before a scheduled adjustment hits.”

“The function of a book is to provide a reading experience.”

“And to whom were these bundles of unrecognizably mashed-up mortgages ultimately sold? Quite often, to you and me. Our pension funds, municipalities, and money-market accounts were made up largely of these “mortgage-backed securities.”

“I've heard an idea proposed, I've no idea how seriously, to account for the sensation of vertigo. It's an idea that I instinctively like and it goes like this. The dizzy sensation we experience when standing in high places is not simply a fear of falling. It's often the case that the only thing likely to make us fall is the actual dizziness itself, so it is, at best, an extremely irrational, even self-fulfilling fear. However, in the distant past of our evolutionary journey toward our current state, we lived in trees. We leapt from tree to tree. There are even those who speculate that we may have something birdlike in our ancestral line. In which case, there may be some part of our mind that, when confronted with a void, expects to be able to leap out into it and even urges us to do so. So what you end up with is a conflict between a primitive, atavistic part of your mind which is saying "Jump!" and the more modern, rational part of your mind which is saying, "For Christ's sake, don't!" In fact, vertigo is explained by some not as the fear of falling, but as the temptation to jump!”