“There is a strange idea abroad, held by all monetary cranks, that credit is something a banker gives to a man. Credit, on the contrary, is something a man already has. He has it, perhaps, because he already has marketable assets of a greater cash value than the loan for which he is asking. Or he has it because his character and past record have earned it. He brings it into the bank with him. That is why the banker makes him the loan. The banker is not giving something for nothing.”

“There is a defined gulfBetween credit and characterIf you doubt this, ask any banker;He will advise that character is niceBut it is not collateral.”

“To give a man 5 sous because he is poor and has no bread is perfect, but to give him a blowjob because he has no girlfriend is too much of a good thing: you don't have to do that.”

“By the very notion that God does not exist an atheist embodies the idea of a supreme being by pondering the very existence he wishes to refute. How can you refute something you don't believe in? Just arguing against the nature of something implies it has attributes, which then must be recognized because only something that exists has these characteristic traits. Even if the idea of no God exists in the non-believers mind, his thoughts make him more insidious than those proffesing to believe because the idea of a God is now planted in his mind and he spends all his time dwelling on the nature of something that doesn't exist, giving creation to the very thing he opposes, he has constructed his own God and it haunts him because it is with him daily as a nagging and bitter irony, that his very own mind has created, god who shall dwell within him embittering and confounding him in perpetuity.”

“He has robbed me, yet he has given me something of greater value . . . he has given to me myself.”

“The submission of one's will is really the only uniquely personal thing we have to place on God's altar. The many other things we 'give' are actually the things He has already given or loaned to us.”