“Great wealth can make a man no happier than moderate means, unless he has the luck to continue in propsperity to the end. Many very rich men have been unfortunate, and many with a modest competence have had good luck. The former are better off than the latter in two respects only, whereas the poor but lucky man has the advantage in many ways; for though the rich have the means to satisfy their appetites and to bear calamities, and the poor have not, the poor, if they are lucky, are more likely to keep clear of trouble, and will have besides the blessings of a sound body, health, freedom from trouble, fine children, and good looks.Now if a man thus favoured died as he has lived, he will be just the one you are looking for: the only sort of person who deserves to be called happy. But mark this: until he is dead, keep the word “happy” in reserve. Till then, he is not happy, but only lucky.”

“Now if a man thus favoured died as he has lived, he will be just the one you are looking for: the only sort of person who deserves to be called happy. But mark this: until he is dead, keep the word "happy" in reserve. Till then, he is not happy, but only lucky...”

“What is an optimist? The man who says, "It's worse everywhere else. We're better off than the rest of the world. We've been lucky." He is happy with things as they are and he doesn't torment himself.What is a pessimist? The man who says, "Things are fine everywhere but here. Everyone else is better off than we are. We're the only ones who've had a bad break." He torments himself continually.”

“...a great man who is vicious will only be a great doer of evil, and a rich man who is not liberal will be only a miserly beggar; for the possessor of wealth is not made happy by possessing it, but by spending it - and not by spending as he please but by knowing how to spend it well. To the poor gentleman there is no other way of showing that he is a gentleman than by virtue, by being affable, well-bred, courteous, gentle-mannered and helpful; not haughty, arrogant or censorious, but above all by being charitable...and no one who sees him adorned with the virtues I have mentioned, will fail to recognize and judge him, though he know him not, to be of good stock.”

“It is as necessary for a poor man to give away, as for a rich man. Many poor men are more devoted worshipers of Mammon than some rich men.”

“Daughter! Get you an honest Man for a Husband, and keep him honest. No matter whether he is rich, provided he be independent. Regard the Honour and moral Character of the Man more than all other Circumstances. Think of no other Greatness but that of the soul, no other Riches but those of the Heart. An honest, Sensible humane Man, above all the Littlenesses of Vanity, and Extravagances of Imagination, labouring to do good rather than be rich, to be usefull rather than make a show, living in a modest Simplicity clearly within his Means and free from Debts or Obligations, is really the most respectable Man in Society, makes himself and all about him the most happy.”