“of seatbelts as an opportunity to take up drunk-driving.”

“Any flights would be taken business class, since Roger thought that the whole point of having money, if it had to be summed up in a single point, which it couldn't, but if you had to, the whole point of having a bit of money was not to have to fly scum class.”

“In all memory there is a degree of fallenness; we are all exiles from our own pasts, just as, on looking up from a book, we discover anew our banishment from the bright worlds of imagination and fantasy. A cross-channel ferry, with its overfilled ashtrays and vomiting children, is as good a place as any to reflect on the angel who stands with a flaming sword in front of the gateway to all our yesterdays.”

“On the opposite wall was a Damien Hirst spot painting, bought by Arabella after a decent bonus season. Roger's considered view of the painting, looking at it from aesthetic, art-historical, interior-design, and psychological points of view, was that it had cost forty-seven thousand pounds, plus VAT.”

“The idea of luxury, even the word "luxury," was important to Arabella. Luxury meant something that was by definition overpriced, but was so nice, so lovely, in itself that you did not mind, in fact was so lovely that the expensiveness became part of the point, part of the distinction between the people who could not afford a thing and the select few who not only could, but also understood the desirability of paying so much for it. Arabella knew that there were thoughtlessly rich people who could afford everything; she didn't see herself as one of them but instead as one of an elite who both knew what money meant and could afford the things they wanted; and the knowledge of what money meant gave the drama of high prices a special piquancy. She loved expensive things because she knew what their expensiveness meant. She had a complete understanding of the signifiers.”

“Arabella was good at making life seem easy, except when she suddenly and dramatically wasn't.”

“It's always the next pay raise, the next purchase, the next place you move to or go on holiday which will make you happy. The credit crunch could have been a moment to reflect on that. We in the West can do something that no people in history have done: we can show the world that we know when we have enough. As the planet runs out of resources, due mainly to the fact that everyone on it wants to live a lifestyle equivalent to those of us in the West, this lesson would have the potential to save the world.”