“Self-preservation—this is your new focus. The only obligation of today is to preserve the breath of tomorrow. Then, once footing is regained, you can begin to fulfill debt obligations. Debt is hindsight.”

“A man without debts is a man without anything to live for. Debt is collateral for life. It provides you with obligations to others, gives you duty, gives you purpose: the purpose to protect those possessions which you would not otherwise have without your debt. Debt is the most responsible way to elevate your social position.”

“If today's churches, companies and organizations want to be thriving tomorrow, they have an obligation to coach and mentor the new generation of leaders.”

“it is much safer to be feared than loved because ...love is preserved by the link of obligation which, owing to the baseness of men, is broken at every opportunity for their advantage; but fear preserves you by a dread of punishment which never fails.”

“There is much unexplained in the world. It behoves one to be wary at all times. Just when you think you've got the hang of it, along comes string theory, collateralised debt obligations or Björk's new album, and bam! You're as confused as you were when you first started.”

“Gifts are very useful to con men. Gifts create a feeling of debt, an itchy anxiety that the recipient is eager to be rid of by repaying. So eager, in fact, that people will often overpay just to be relieved of it. A single spontaneously given cup of coffee can make a person feel obligated to sit through a lecture on a religion they don't care about. The gift of a tiny, wilted flower can make the recipient give to a charity they dislike. Gifts place such a heavy burden that even throwing away the gift doesn't remove the debt. Even if you hate coffee, even if you didn't want that flower, once you take it, you want to give something back. Most of all, you want to dismiss obligation.”