“It's better to HAVE and NOT NEED than to NEED and NOT HAVE.”
“It's better to have it and not need it than to need it and not have it.”
“It's better to have something and not need it than to need something and not have it.”
“Better to have, and not need, than to need, and not have.”
“Better to have it and not need it than to need it and not have it.”
“It is better to have it and need it, thanto need it and not have it.”