“Assiduity, it means sit down until you do it. Commit yourself to your work and study.”

“Just do it! First you make your habits, then your habits make you!”

“You must really want to win with all of your heart! Plan your race; do not ever get side tracked. Focus on your goal - “the finishing line”!”

“I is for Integrity, be honest with yourself and others.”

“Think outside the square. Think for yourself don't just follow the herd. Think multidisciplinary! Problems by definition, cross many academic disciplines.”

“Debt is a four letter word and means a four word sentence - Be Prepared for Trouble.”

“X is for X-mas Concentrate your energies, your thoughts and your capital. Put all your eggs in one basket and then watch that basket, then all your Christmases can come at once!”