“Debt is a four letter word and means a four word sentence - Be Prepared for Trouble.”
“Assiduity, it means sit down until you do it. Commit yourself to your work and study.”
“Dream, think BIG live the life of your dreams.”
“H is for Habit, winners make a habit of doing the things losers don't want to do.”
“I is for Integrity, be honest with yourself and others.”
“Just do it! First you make your habits, then your habits make you!”
“S is for SCARY! Fear is driven out by action! Bad habits are overcome by good habits.”