“If there is anything in us, it is not our own; it is a gift of God. But if it is a gift of God, then it is entirely a debt one owes to love, that is, to the law of Christ. And if it is a debt owed to love, then I must serve others with it, not myself.Thus my learning is not my own; it belongs to the unlearned and is the debt I owe them...My wisdom belongs to the foolish, my power to the oppressed. Thus my wealth belongs to the poor, my righteousness to the sinners...It is with all these qualities that we must stand before God and intervene on behalf of those who do not have them, as though clothed with someone else's garment...But even before men we must, with the same love, render them service against their detractors and those who are violent toward them; for this is what Christ did for us.”

“Men owe us what they imagine they will give us. We must forgive them this debt.”

“I stand here knowing that my story is part of the larger American story, that I owe a debt to all of those who came before me, and that in no other country on Earth is my story even possible.”

“Human beings owe a debt of love to one another because there is no other method of paying the debt of love and care which all of us owe to providence.”

“To be "in Christ" is to place one's trust in Him for salvation from sin. To be "in Christ" is to trust His goodness, not our own; to trust that His sacrificial death on the cross paid the complete debt of death we owe for our sin; to trust that His resurrection gives us eternal life instead of relying upon our own ability to please God. To be "in Christ" is to claim, by faith, the free gift of salvation. To be "in Christ" is to enjoy a completely restored relationship with our Father in heaven by virtue of His Son's righteous standing.”

“We owe God a "double debt" incurred by our passive receipt of Adam's debt but also by our active disobedience. The extent of our depravity is such that we also owe a "daring debt" because we challenge not only God's Law but His very grace as we blame Him that He has not done enough.”