“lenders to trade their long-term income streams for short-term cash. Say”

“Anyway, maybe there weren't any solutions. Human society, corpses and rubble. It never learned, it made the same cretinous mistakes over and over, trading short-term gain for long-term pain.”

“With my eyes closed, I ask if she knows how this will all turn out."Long-term or short-term?" she asks.Both."Long-term," she says, "we're all going to die. Then our bodies will rot. No surprise there. Short-term, we're going to live happily ever after."Really?"Really," she says. "So don't sweat it.”

“Everywhere you turn you see Americans sacrifice their long-term interests for a short-term reward.”

“The ability to discipline yourself to delay gratification in the short term in order to enjoy greater rewards in the long term, is the indispensable prerequisite for success.”

“I'll take an earnest person over a hip person every time, because hip is short term. Earnest is long term.”