“In Bakersfield, California, a Mexican strawberry picker with an income of $14,000 and no English was lent every penny he needed to buy a house for $724,000.”

Michael Lewis

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“The relationship between the people and their money in California is such that you can pluck almost any city at random and enter a crisis. San Jose has the highest per capita income of any city in the United States, after New York. It has the highest credit rating of any city in California with a population over 250,000. It is one of the few cities in America with a triple-A rating from Moody’s and Standard & Poor’s, but only because its bondholders have the power to compel the city to levy a tax on property owners to pay off the bonds. The city itself is not all that far from being bankrupt.”


“In something like an instant the man had changed his life. He reinvented his relationship to the world around him in a way that is considered normal only in California.”


“The simple measure of sanity in housing prices, Zelman argued, was the ratio of median home price to income. Historically, in the United States, it ran around 3:1; by late 2004, it had risen nationally, to 4:1. “All these people were saying it was nearly as high in some other countries,” says Zelman. “But the problem wasn’t just that it was four to one. In Los Angeles it was ten to one and in Miami, eight-point-five to one.”


“Every form of strength is also a form of weakness,” he once wrote. “Pretty girls tend to become insufferable because, being pretty, their faults are too much tolerated. Possessions entrap men, and wealth paralyzes them. I learned to write because I am one of those people who somehow cannot manage the common communications of smiles and gestures, but must use words to get across things that other people would never need to say.”


“In the book “The Blind Side” they are talking about the most important job in the NFL (Lewis). The most important job is the job of the left tackle he is there to protect the quarterback’s blindside. People don’t see the left tackle’s job as any more important as the right tackle but the truth is that without a good left tackle most quarterbacks would be injured. The left tackle has to have a certain figure with big wide legs long arms big hands and very fast feet (Lewis 37-38). When the left tackle is on the field, he is supposed to be able to see the quarterback and the guy trying to get the quarterback. The left tackles have to figure out their own way to keep anybody from running around them. Therefor this shows that they need to be able to do whatever they need to protect the quarterback.”


“If you’ve got a dozen pitchers, you need to speak 12 different languages.”