“America runs on credit darling. Why do you worry, our credit will take care of this payment. It is not saving or cash in hand that matters. We do not need cash, we just need potential. The system in the US believes in potential. That isthe model of the future. You need not be born rich, but you should be in the league that can make it big.”

“So why do we worry? Why do we worry about food and clothing About finances and money? About security and the needs of life? We have Jehovah-Rohi! We have the Lord as our caring Shepherd. When fears regarding the cares of this world set in, we need to confidently lean on God's promise to care for us. Then we can declare to God, "Whenever I am afraid, I will trust in You" (Psalm 56:3)”

“We do need a system, and we do need you and your 'Bertos, and sometimes we need Sam to just come along and kick some ass. - Quinn”

“Why does it take fear to move you? Why does it take chaos to make us understand exactly what we need to do?”

“God sent the Egyptians ten plagues that became increasingly harder, one after the other, starting with blood, and ending with the death of the first born. Similarly, debt sometimes starts with charging just a couple of extra dollars to our credit cards when we want something we can’t afford to pay cash for. Before long, it might turn into a second mortgage on our house. Debt can kill our future and take our house with it.”

“It's always the next pay raise, the next purchase, the next place you move to or go on holiday which will make you happy. The credit crunch could have been a moment to reflect on that. We in the West can do something that no people in history have done: we can show the world that we know when we have enough. As the planet runs out of resources, due mainly to the fact that everyone on it wants to live a lifestyle equivalent to those of us in the West, this lesson would have the potential to save the world.”