“The debt we owe our parents can never be squared, and jolly good too, because doing so would threaten to nullify all relationship, all emotional commerce between the two generations. Being in debt, just like being in credit, means an active interest applies between the two parties and, once the debt is taken care of, the interest is bound to wane.”

“Getting ready is that point in the day when the rivalry between the two needs is likely to peak, because we are making transition from being at home and pleasing ourselves (ego) to going out and having to conform to a series of norms an conventions (superego). We become less ego and more superego with each button we fasten”

“Human beings owe a debt of love to one another because there is no other method of paying the debt of love and care which all of us owe to providence.”

“Clothes exist to hide the pubic from the public and therefore make you socially acceptable. The irony is that, precisely because they are a prerequisite for social inclusion, wearing clothes has become almost more natural than being naked ... To that established irony, we can add a more subtle one. As anyone who has been on a date well knows, clothes aren't just about covering you up: while you need them to hide your sex, you want them to show your sexuality.”

“Once again, the 90/10 rule of money applies - 10% of the borrowers in the world use debt to get richer - 90% use debt to get poorer.”

“The psyche will do anything to avoid pain, and when faced with something traumatic, like having to pay, its instinct is to put it off - what Freud called 'Nachträglichkeit' or delayed effect. Credit card and psyche conspire to soften the blow of paying by staggering it over time.”

“Credit' comes from the Latin 'credere', 'to believe', for credit is the belief that the money you're borrowing will someday be returned, a belief that needs the future to function in.”