“Intelligence solves problems and produces money. Money without financial intelligence is money soon gone.”

“I am concerned that too many people are focused too much on money and not on their greatest wealth, which is their education. If people are prepared to be flexible, keep an open mind and learn, they will grow richer and richer through the changes. If they think money will solve the problems, I am afraid those people will have a rough ride. Intelligence solves problems and produces money. Money without financial intelligence is money soon gone.”

“Money problems can always be solved by a man not frightened by them. ”

“Money will not buy intelligence for the fool, or admiration for the coward, or respect for the incompetent.”

“No one ever lost money underestimating the intelligence of the American public.”

“It will cost the State money, it will cost industry money, it will cost the mills and mines money, and it will cost municipalities money but it is money that must be spent and must be spent now because we face a problem that must be solved now. To defer action will cost a lot more money later and possibly it will then be too late.”