“When people give you their two cents, you can either save it or spend it.”

“May I have this damaged bunch for two cents? Speak strongly and it shall be yours for two cents. That is a saved penny that you put in the star bank...Suffer the cold for an hour. Put a shawl around you. Sai, I am cold because I am saving to buy land. That hour will save you three cents' worth of coal... When you are alone at night, do not light the lamp. Sit in the darkness and dream awhile. Reckon out how much oil you saved and put its value in pennies in the bank. The money will grow. Someday there will be fifty dollars and somewhere on this long island is a piece of land that you may buy for that money.”

“When you give your heart to the ocean, you either drown, or spend your life wishing you had drowned.”

“You can't save time. You can only spend it, but you can spend it wisely or foolishly.”

“The main problem with this great obsession for saving time is very simple: you can't save time. You can only spend it. But you can spend it wisely or foolishly.”

“If you've got a dollar and you spend 29 cents on a loaf of bread, you've got 71 cents left; But if you've got seventeen grand and you spend 29 cents on a loaf of bread, you've still got seventeen grand. There's a math lesson for you.”