“If it's a penny for your thoughts and you put in your two cents worth, then someone, somewhere is making a penny.”

“When someone asks you, A penny for your thoughts, and you put your two cents in, what happens to the other penny?”

“May I have this damaged bunch for two cents? Speak strongly and it shall be yours for two cents. That is a saved penny that you put in the star bank...Suffer the cold for an hour. Put a shawl around you. Sai, I am cold because I am saving to buy land. That hour will save you three cents' worth of coal... When you are alone at night, do not light the lamp. Sit in the darkness and dream awhile. Reckon out how much oil you saved and put its value in pennies in the bank. The money will grow. Someday there will be fifty dollars and somewhere on this long island is a piece of land that you may buy for that money.”

“A penny saved is worth two pennies earned . . . after taxes. ”

“A penny for your thoughts...you have the primrose! Be sure you are sitting pretty to do things that cost a pretty penny.”

“The world is fairly studded and strewn with pennies cast broadside by a generous hand. But- and this is the point- who gets excited by a mere penny? But if you cultivate a healthy poverty and simplicity, so that finding a penny will literally make your day, then, since the world is in fact planted in pennies, you have with your poverty bought a lifetime of days.”