“Debt is such a powerful tool, it is such a useful tool, it's much better than colonialism ever was because you can keep control without having an army, without having a whole administration.”

“If you have a heartbeat...you can have hope.  If you have hope...you have the tools that can bring you to a better tomorrow. These tools have the power to bring you out of all despair.  Now keep your head up...Because Anything Is Possible.”

“Man is a tool using animal. Without tools he is nothing, with tools he is all.”

“Money is not about interest or dividends, strategies or schemes. And it’s not about power or prestige or control. Money is just a tool. A tool used to pursue your dreams – those dreams you keep talking about.”

“In school you learn that it is the thumb that separates human beings from the lower primates. The thumb is an evolutionary triumph. Because of his thumbs, man can use tools; because he can use tools he can extend his senses, control his environment and increase in sophistication and power. The thumb is the cornerstone of civilization!”

“...are you a person - with volition and maybe some stubborness and at least the capacity if not the actual determination to do something surprising - or are you a tool? A tool just serves its user. It's only as good as the skill of its user, and its not good for anything else. So if you want to accomplish something special - something more than you can do for yourself - you can't use a tool. You have to use a person and hope the surprises will work in your favor. You have to use something that's free to not be what you had in mind.”