“Money should never change one’s values…. Making money is only a report card. It’s a way to tell how you’re doing.”

“I am not impressed with what people own. But I’m impressed with what they achieve. I’m proud to be a physician. Always strive to be the best in your field…. Don’t chase money. If you are the best in your field, money will find you.”

“If you’re not yet wealthy but want to be someday, never purchase a home that requires a mortgage that is more than twice your household’s total annual realized income.”

“It’s easier to accumulate wealth if you don’t live in a high-status neighborhood.”

“Good health, longevity, happiness, a loving family, self-reliance, fine friends … if you [have] five, you’re a rich man….”

“The foundation stone of wealth accumulation is defense, and this defense should be anchored by budgeting and planning.”

“Multiply your age times your realized pretax annual household income from all sources except inheritances. Divide by ten. This, less any inherited wealth, is what your net worth should be.”