“The “some college,” “four-year college graduate,” and “no college” types who have high incomes often had a head start on many well-educated workers.”

“Helen Keller was blind and deaf when she graduated from college with honors. So what's your problem?”

“Whatever your income, always live below your means.”

“If you’re not yet wealthy but want to be someday, never purchase a home that requires a mortgage that is more than twice your household’s total annual realized income.”

“If it is about education, then all who are college graduates should be wealthy, but we know that there are many highly educated, highly qualified, and highly experienced people who just manage to scrape by, if at all.”

“Multiply your age times your realized pretax annual household income from all sources except inheritances. Divide by ten. This, less any inherited wealth, is what your net worth should be.”

“It’s easier to accumulate wealth if you don’t live in a high-status neighborhood.”