“Accountability is the natural product of agency and is the basis of the plan of life. We are responsible for our own actions and accountable to God for what we choose to do with our lives. Life is God’s gift to us, and what we do with it is our gift to him.”

“Spiritual maturity is understanding that we cannot blame anybody else for our actions. Some factors may make it harder for us to perform according to God’s plan for us but being accountable for how we use our agency means being answerable for our own behavior.”

“...spiritually speaking, here's an important analogy: we're not accountable for how our accomplishments measure up to the gifted person sitting next to us. However, we are accountable for what we do with what we've been given.”

“I think we make our own luck. Our parents give us life, but what we do with that life is our own responsibility.”

“What we are is God's gift to us. What we become is our gift to God.”

“Why is fear part of earth life? Perhaps our Heavenly Father’s greatest hope is that through our fears we may choose to turn to Him. The uncertainties of earth life can help to remind each of us that we are dependent on Him. But that reminder is not automatic. It involves our agency. We must choose to take our fears to Him, choose to trust Him, and choose to allow Him to direct us. We must make these choices when what we feel most inclined to do is to rely more and more on our own frantic and often distorted thinking.”