“... for most practical purposes, Tarbean had two parts: Waterside and Hillside. Waterside is where people are poor. That makes them beggars, thieves and whores. Hillside is where people are rich. That makes them solicitors, politicians and courtesans.”

“Fog everywhere. Fog up the river where it flows among green airs and meadows; fog down the river, where it rolls defiled among the tiers of shipping, and the waterside pollutions of a great (and dirty) city.... Chance people on the bridges peeping over the parapets into a nether sky of fog, with fog all round them, as if they were up in a balloon and hanging in the misty clouds.”

“Money makes people rich; it is a fallacy to think it makes them better, or even that it makes them worse. People are what they do, and what they leave behind.”

“The common idea that success spoils people by making them vain, egotistical and self-complacent is erroneous; on the contrary, it makes them , for the most part, humble, tolerant and kind. Failure makes people bitter and cruel.”

“Where iss it, where iss it: my Precious, my Precious? It's ours, it is, and we wants it. The thieves, the thieves, the filthy little thieves. Where are they with my Precious? Curse them! We hates them.”

“Wealth File1. Rich people believe "I create my life." Poor people believe "Life happens to me."2. Rich people play the money game to win. Poor people play the money game to not lose.3. Rich people are committed to being rich. Poor people want to be rich.4. Rich people think big. Poor people think small.5. Rich people focus on opportunities. Poor people focus on obstacles.6. Rich people admire other rich and successful people. Poor people resent rich and successful people.7. Rich people associate with positive, successful people. Poor people associate with negative or unsuccessful people.8. Rich people are willing to promote themselves and their value. Poor people think negatively about selling and promotion.9. Rich people are bigger than their problems. Poor people are smaller than their problems.10. Rich people are excellent receivers. Poor people are poor receivers.11. Rich people choose to get paid based on results. Poor people choose to get paid based on time.12. Rich people think "both". Poor people think "either/or".13. Rich people focus on their net worth. Poor people focus on their working income.14. Rich people manage their money well. Poor people mismanage their money well.15. Rich people have their money work hard for them. Poor people work hard for their money.16. Rich people act in spite of fear. Poor people let fear stop them.17. Rich people constantly learn and grow. Poor people think they already know.”